I understand that I will be paying by check, and I agree to register a valid Bank Account as a backup payment method, completing theBank Account Payment Authorization Form. I acknowledge that my check will be the primary form of payment, and that the backup payment method will not be charged unless I fail to comply with the agreed payment terms. In such case, I understand that I will receive a notification prior to the charge being processed. Invoices are considered due seven (7) days after delivery and must be paid no later than ten (10) days from the delivery date. Any alternative payment terms beyond 10 days must be authorized in writing by Coto Distributors Inc. I also understand that a $20 fee will be charged for any returned or dishonored checks.

If you choose to pay via Debit/Credit Card, or any available digital payment method (including but not limited to Stripe, Apple Pay, Google Pay, Klarna, Afterpay, Cash App Pay, or Affirm), you agree to complete payment at the time of checkout by securely registering and processing your payment through the selected platform. These payment methods are processed directly by the selected payment provider and are not managed or charged by Coto Distributors Inc. By selecting any of these options, you acknowledge and agree that: These payment methods do not qualify for credit terms (Net 7 or otherwise). Payment is due immediately at checkout. Coto Distributors Inc. does not store or process your payment details directly; all transactions are handled by third-party providers. Any payment disputes, authorization issues, or financing terms (if applicable) are subject to the policies of the selected payment provider. If your account has previously approved payment terms (Net 7 or other), you must select the “Pre-approved Payment Terms” option at checkout to use those terms.

If you choose to pay via ACH Direct Debit, you authorize Coto Distributors Inc. to debit your bank account for invoices related to orders placed with our company, according to your approved payment terms. To activate ACH Direct Debit, you must complete, sign, and return the Bank Account Payment Authorization Form provided. The completed form may be scanned or photographed clearly and emailed to customerservice@cotofd.com Each invoice will show the amount and net terms. By selecting ACH Direct Debit, you understand that payments may be automatically debited from your authorized bank account on or after the invoice due date, unless another written agreement has been approved by Coto Distributors Inc. You are responsible for providing accurate bank account information and notifying us immediately of any changes. This authorization will remain in effect until Coto Distributors Inc. receives written notice of cancellation or updated payment authorization.